Improving My Relationship With Money


I intend that by reading and practicing the principles, you will be able to achieve all your financial desires and more money.

I am sure you have heard the saying that “the rich get richer and the poor get poorer.” Now, on the surface, this doesn’t seem fair until we understand that our consistent thoughts create our consistent results.

Those who are rich are constantly thinking about riches. Those who experience poverty are constantly thinking about poverty, so it becomes a self-fulfilling prophecy. 

If we are not demonstrating wealth in our lives, it’s because we are using the Law of Attraction in reverse. It has nothing to do with the economy, recession, inflation, interest rates, or employment. It isn’t that 

Source Energy is withholding. Rather, it’s because we are focused on what we don’t want, instead of what we do want. 

Remember, we attract more of whatever we focus on. Wherever the mind goes, the energy flows. When our consciousness is filled with beliefs, assumptions, thoughts, ideas, concepts, and notions that directly encourage a belief in scarcity, lack, limitation, or poverty, our life becomes a reflection of these thoughts. 

We Are the Cause, Not the Effect 

We Are The Cause, Not The Effect | Improving My Relationship With Money
Improving my relationship with money 2

The truth of the matter is that we are the creators or the cause of our financial condition. We are the ones responsible for either having or not having enough. Before a change can be made, we must accept that responsibility. If we are feeling financially stuck, it is because we are serving our negative thoughts. It’s like creating a monster. If you create the monster, eventually the monster turns on you. If you create lack and limitation in your consciousness, eventually it robs you of your ability to produce wealth. 

Our lives are made in our image and likeness. So essentially we are duplicators. One way to look at this is to think of the universe as one big copy machine that continually duplicates our thoughts.

Our mistakes stem not from any inherent flaw in who we are, but from our ignorance. Since ignorance is our problem, it stands to reason that our task is to conquer our ignorance and replace it with the Truth. We have to let go of the decisions, beliefs, and blockages that are keeping us from reaching our potential, in this case, experiencing wealth. 

Thoughts About Money 

Thoughts about money dominate our culture and they can either be pleasant or disturbing. Money cannot make you happy, but it can get rid of many things that make you unhappy. Money will always be an important part of your life, whether you like it or not. Money determines, in most instances, the quality of your life because money allows you freedom. You can either suffer the miseries of financial problems, or your can use your power as a Deliberate Creator to solve these problems. 

Far too many people are just surviving or getting by – living from day to day and from paycheck to paycheck. Most adults consider money problems their biggest cause of stress. The constant worry about money is debilitating. Since money problems can ruin our health, cause distress in our relationships, and our careers, and destroy our happiness, creating financial prosperity and abundance should be at the top of our list. 

Anyone can achieve riches. Riches means being content with your financial life, not wanting for anything, and being free of pressing financial problems. If financial problems are inflicting distress or harm on you or your family, you must do something about it NOW! 

Clearing Our Beliefs about Wealth 

We need to clear out our old ideas, beliefs, and concepts that are holding us back from experiencing wealth. That clearing could include eliminating our mistaken beliefs about wealth such as; there is not enough for everyone, money is tight and jobs are scarce, the economy 

is not good for business, it’s difficult to become rich, or that we do not deserve to be rich. All these beliefs have nothing to do with becoming wealthy. We must also not accept the negative beliefs that others have about wealth. We have to think for ourselves and know the truth about our own lives, no matter what our present circumstances may be. 

Affirming Our Relationship with Money 

After we clear our thoughts, we must affirm what we want to believe about our relationship with money. We want to fill our consciousness with the Truth about wealth instead of the lies that we have bought into. Essentially, we must affirm the Truth about ourselves.

We can do this by using affirmations such as: 

I choose to know how to be rich.

I choose to deserve wealth. 

I choose that my income exceeds my outflow. 

I choose to give myself permission to enjoy the money.

I choose to release my unwillingness to be wealthy. 

I choose to accept that money is flowing into my life right now.

I choose to be rich in consciousness and rich in dollars. 

Make up your affirmations relating to wealth and apply them to the areas that you need to reinforce or change. 

Create Wealth Out of Your Imagination 

You and I are always creating out of our imagination, but if we are unaware of this process, what we are doing is creating out of our past. We are using the past to create the present and the future. 

Use your imagination and visualization to create your life the way you want it to be. Don’t dwell on the way that it was. If you do that, you’ll be forming your future out of the limitations of your past. The key here is to trust that the universe will support you in your beliefs.

We don’t trust the universe because we don’t understand how the Law of Mind works. We don’t have a clear understanding that the universe and all the laws within it are dependable, including the Law of Mind. 

The reason the Law of Mind is dependable is that it works with mathematical precision. Whatever we create in consciousness, we will experience in our life. I know you are getting tired of hearing me say this, but I intend that through repetition it will become part of your thinking, feeling, action and reaction. The laws of the universe always work.

We don’t know how they do, just as we don’t always know how the laws governing our physical existence work. We just know that they do. We don’t know why blue and yellow make green, but we know that they do. And as we discover the laws, we may use them with confidence or we may ignore them. The universe is impersonal, so it is up to us how we use the law. 

Your Life is A Duplicate of Your Consciousness 

We said earlier that we create out of our imagination. We create by saying what we want and knowing that is right for us to have it. We know that what we want does not take away from someone else. Conversely, what someone else has, does not take away from us. 

People who know that they are a Deliberate Creator do not live their lives in fear. They understand and cooperate with the laws of the universe. They know that what we give out, eventually comes back. Said another way, the energy we give out are the results we get back. 

When you realize this, you also realize that your life is an exact duplication of your thoughts. So when you look at your own life, you can always see right down to the exact detail what your thoughts are, because your body, your relationships and your life is a feedback mechanism of your mind.

It is constantly sending you feedback about what is held in your thoughts. The good news is that you can change any thoughts that are not supporting you in getting you what you want. You are never stuck. Freedom is just a thought away. 

The More You Outflow – The More You Inflow 

As we practice these principles, we not only help ourselves, but we also empower others to live their lives by our example. Our contribution – the sharing of our time, our talent and our resources is essential in creating wealth.

The more you outflow, the more you inflow; the more you give out, the more you take in. If you have thoughts that are based on fear, you will be afraid to outflow. But, if you are afraid to outflow, you will not experience inflow. 

So we must give the very thing that we want. That’s worth repeating. We must give the very thing that we want. If you want money, give money. If you want love, give love. If you want recognition, give recognition. Whatever you have not, that’s what you must give and contribute. 

Also, we must contribute what we have and share it with others. Every time we acknowledge the abundance that we know we already have, our awareness of our abundance increases. As our awareness of our abundance increases, we experience more abundance flowing into our lives. 

The Power of Gratitude 

Only those who know that they already have can have more. Those who don’t know that they have – think they have to “get” in order to have more. Their lives reflect their thinking through poverty, lack, scarcity, limitation, suffering and power struggles. It’s imperative that we understand that there is nothing to get. All we have to do is to BE. BEING is creative. Getting comes from fear. 

Always acknowledge what you have already. Always start from where you are. Appreciate what you have right now, no matter how little it seems in comparison to what others have. Instead of complaining about what you have, because it’s not enough, always appreciate what you have now. There’s the old saying, “I felt bad because I didn’t have a pair of shoes until I met a man who didn’t have any feet.” 

This is one of the most powerful secrets to adding riches to your life. Develop an “attitude of gratitude” toward whatever you have now and watch how it will begin to grow and increase. 

The Concept of a Universal Bank 

Acquire and hold the concept of a “Universal Bank”. Whenever you give and do not see an immediate return, know that you’ve made a deposit in the Universal Bank and it will return to you with interest at just 

the perfect moment. Whatever you give out must come back to you. This is the Law of Cause and Effect and it cannot be changed. 

Do not make the mistake of trying to decide when and through what channels your good will come to you, but know that if you make a deposit in the Universal Bank, your good comes to you in countless ways.

Sometimes your abundance will manifest rather quickly. In fact, you will think it is almost magic. There are times your good will come to you in unexpected ways. Just know that it is there and it is coming to you. Build a confidence as solid as your confidence that the sun will rise every morning. 

The Law of Circulation 

Let’s elaborate on the Law of Circulation. Again, all we have to do is to look at nature. A good example is a pond. If water only comes into the pond, soon the pond will stagnate and will no longer support life.

If water only goes out of the pond, the pond will soon dry up and no longer be able to support life. But if water both comes in and goes out of the pond, the pond will be sparkling pure and able to support life. We can take our cues from the examples of nature. It is the same in our financial lives. As we circulate our money freely, more money flows into our lives. 

Another aspect of circulation is release. Start to release everything that is no longer a part of what you want to create in your life. Give material things away that you no longer use or want in order to make room for what you want or need right now.

At least once a year it is a good idea to go through your home – especially your closets – and find those things you no longer use. If you haven’t worn something or used something in the last twelve months, give it away. Give your items to friends or give them to people who need them. Give them to charity. 

And as you clean out, put what’s left in order, because if you have clutter in your life, it is an indication of clutter within your mind. As within, so without. 

Emerson said, “Beware of holding too much good in you hands.” How is that possible? How is it possible to have too much health, happiness, love or money? What Emerson was saying was that we block the flow of good into our lives by holding on too tightly to what we have. In order to increase what we have, we must be willing to let go of what we think we need to hold on to. 

Money is an Idea in Action 

We live in an abundant universe filled with ideas flowing through time and space. It is up to us to take what we need out of this flow. There is an abundance of ideas that we can use to create more riches in our life. If you think about it, money is an idea in action.

If we stand in the flow of life and say, “There isn’t enough”, or I can’t have, or I’m not able to”, then the flow passes right by us. The current of life is always flowing, and it’s flowing right now.

People hoard money, hang on to it, try to hide it, and even steal it, which comes out of a belief that if they do this, they will add more money to their life. What they don’t understand is they are going against the flow of life. Even the word, “currency,” is related to the word “current.” But is also means “passing from hand to hand.” Money must be circulated, not hidden, hoarded or stolen. 

The Law of Circulation always prevails. When we block the circulation through fear (fear of letting go, fear of lack, fear of giving), we stop the flow. That blockage must be removed if we are to experience riches and abundance on a permanent basis. Life supports expansion, not limitation.

Life also keeps its agreements with us. If we do not circulate our money and make choices about how and where we’re going to circulate our abundance, life will do it for us, because expansion must always take place.

If you don’t do the choosing, life will choose for you, and it may not be the choice you want. It will be re- circulated through unexpected expenses. In general, we are forced to circulate money whether we like it or not. 

Take a look at your life and see what’s preventing you from keeping your money. Take a look at where you are forced to spend your money. Then take a look at where you are holding back. What are your beliefs about circulating money? Not only must we circulate and give out, but also we must learn to be a good receiver if we are going to experience wealth and permanent riches. 

How to Be a Good Receiver 

One important way to increase the flow of abundance in our lives is to be a good receiver. Giving must be balanced with receiving. Many people neglect this area of their lives. But being a good receiver is not as easy as it seems. When we become the receiver, it makes us more vulnerable and we have less control. When you give, you are in control.

Receiving, on the other hand, will sometimes make you feel out of control. For example, if someone gives you a compliment,

how do you react?

If they say to you, “I love the clothes you are wearing,”

how do you respond?

Perhaps you say, “Oh, this old thing. I’ve had this for years.” Or if they say,

“That was a great meal you just cooked,” you might say, “Oh, it’s nothing much. I just threw some things together.” We must take a look at how we respond to compliments. The reason that it is important to accept compliments is that it allows the other person to give something to us. 

If you look at the whole picture, we are both the giver and the receiver. Learning to freely accept what is given to you will help you to become an open channel for wealth. 

Never refuse anything good that is offered to you. If someone offers you a gift, take the gift and just say, “Thank You.” If you are in a restaurant and someone wants to pay the bill, don’t argue.

Just say, “Thank you” and allow them to give it to you. Give up your beliefs about accepting gifts from others. Forget about feeling vulnerable or owing them something. If someone gives you something you don’t like or you don’t need, pass it on to someone else who can use it or enjoy it.

As you do this, everyone gets to win. When you refuse a gift from anyone, you are not only blocking the flow of abundance in your life, but you are also blocking the flow of abundance in the giver’s life. 

If you wanted to give a gift, wouldn’t you want someone to receive your gift? Remember, there can’t be a giver without a receiver, and there can’t be a receiver without a giver. Whenever you accept a gift, know that you are helping yourself and the giver to complete the cycle of giving and receiving. 

How Much Can You Accept? 

Here is an important question: How much money can you accept? We all know people who have more money than they know what to do with, and we all know people who never have enough. Why the difference? 

Many people think that if they could just get their hands on a large sum of money, they would be set for the rest of their lives. This is not true. Studies have shown that people who receive large sums of money without working for it – those who have won lotteries, or 

inherited wealth, for example – almost always find themselves back to their original financial level within two years of their windfall. They think that if they had money, they would pay their bills, get out of debt and start anew. But that very seldom happens.

Over 90% of the people who win large sums of money eventually end up with no more money than they had before their winnings. Their standard of life does not increase, and in many cases is lowered because of excessive spending. 

If a person who has virtually nothing is given a large sum of money, within a very short time that person will have nothing again. If we divided all the money in the world equally, in a short time the rich would be rich again and the poor would be poor.

The point here is that if you have a poverty consciousness or a consciousness of lack and limitation, you will spend yourself in poverty if you find yourself with too much money. You will spend whatever you have to get back to your comfort zone. 

Take all the money away from a person who is a millionaire – one who has the consciousness of a millionaire today – and within a short time, he or she will be a millionaire again. Riches start from the mind, not your pocketbook, bank account, or investments.

The pocketbook, bank account, and investments are the effects, not the cause. The cause is always an idea or belief about money. A person is not rich because they have money. They have money because they are ALREADY rich in consciousness. Again, this is the reason that the rich will always get richer and the poor will always stay poor until they change their consciousness. 

Seed Money increases riches.

Another idea for increasing abundance is the concept of seed money. The process of seed money is based on the Law of Circulation. 

The seed money principle is a sure way to increase the flow of riches into your life. It’s about planting seeds of wealth by giving money with the expectation of a tenfold return. 

A farmer can only plant what he has to plant. If he has one hundred seeds, that’s all he can plant. To increase his crop he must plant those seeds and take the new seeds that are part of the new crop and then replant some of them to produce another new crop.

The lesson here is that increase comes out of what we already have. Does that sound familiar? Well, you can’t hear it enough. We must seed part of what we have to ensure a larger crop. 

What would happen if a farmer took his seeds and put them in a jar and kept them there?

They would eventually dry up and become useless. And they would never be able to reproduce again. It is extremely important what we do with our seeds and where we plant them, whether it’s corn or money.

Planting corn in rich soil with plenty of water and caring would be the best possible way for us to expect a return. When planting money seeds, our belief in the soil and our expectancy of return is the water that’s necessary for growth. 

Since our belief is so important, it would be wise to properly select a place where we feel that our seed money would do its best so that it would multiply. The ideal place to seed our wealth is to give to an organization, individual, or activity that we feel contributes to our personal growth.

There’s no better place for us to put our money and watch it grow. And as we do this, we can think in terms of a tenfold return. Of course, we could think in terms of a hundredfold return, but it probably wouldn’t be believable. Ten is much more believable than one hundred, so start with a tenfold return. 

I’m sure you know by now that it’s your belief that makes this work. It’s not the number ten. Believability is the most important factor behind any creative action. Decide how much you want to use for seed money and do it regularly. Expect it to grow. Many successful people use the seed money principle. It’s fun. It works, and it will increase your wealth in proportion to your belief. 

How Much Money Do You Want? 

Creating riches requires that you be specific in your claims upon your subconscious. Imagine going to a ticket counter at the airport and asking the clerk for a ticket.

The clerk would ask you where you wanted to go. The same principle applies when you make your claims for abundance and riches. Do you want money? Then say how much. Remember – your subconscious only understands specific commands. 

Also, make sure you are willing to accept what you ask for. You will never let yourself have more money than you think you deserve. If you want more money, start accepting the fact that you deserve wealth.

You deserve to be rich. There are many priorities in life, and your right to be wealthy should be one of the highest on your list. Don’t aim too low out of fear that you do not deserve the best. You deserve the very finest that you are willing to accept. Poverty is a sickness. The cure is wealth. 

A Look Into Your Financial Future 

Let’s pretend that I am a psychic. I have the unique ability to look into your financial future. You come to me and tell me you want to earn at least $100,000 a year. You want to achieve financial freedom, be free of debt, own your own home outright, and come and go as you please. 

I concentrate and begin to see a vision of your future and it looks like this. “Your income will exceed $100,000 a year and you will earn it doing something you love to do. But it will take about 36 months now to accomplish this. In the meantime, you are going to go through some difficult experiences.

You will start two different businesses that will fail. You will invest twenty thousand dollars of borrowed money and you will lose it. You will almost lose your home and your spouse will file for divorce because you constantly fight about money. You will struggle to make a living and provide the basics of food and shelter for your family. Your self-esteem will be at an all-time low. 

However, during this time, you won’t give up. You will meet the right people who will teach you what you need to know. You will also study and learn about some new strategies that will provide you with the motivation to start a third business. Your business will struggle before making money.

However, after six months it will exceed $5,000 a month. From there you will grow faster than you can imagine. After two and a half years you will be earning well over $100,000 a year for the rest of your life. You and your spouse will no longer fight over money and will be closer than ever.” 

Now, here is my question. If you knew that was an accurate prediction, would you start your journey NOW, even knowing that you would face failure for the first two years? Even knowing you would have family problems and financial worries? If you are the person I think you are, you would probably say, “Sign me up and let’s get started right away”. 

A Word About Risk 

No matter what you do, there are always going to be risks involved. One of the hardest things to do in life is to take risks. Many people tell me that they are not willing to risk their financial security.

They find risk-taking very frightening. But here is the truth about risk – everything you do in life involves risk. Even doing nothing involves risk! Once you fully understand this and realize that a life without risk is not an option that is available to you, your confidence as a Deliberate Creator becomes the cure for your risk aversion. 

Money opportunities exist and many individuals who take advantage of them make a great deal of money. And yet, many more individuals get involved in the same opportunities and never achieve financial success.

Why? Success or failure in any opportunity is caused by something within the heart and mind of the individual. Although it is the same company, same product or service, same training, and same compensation, only those who truly have confidence as a Deliberate Creator will ever have the financial freedom they seek. 

I have failed in several business and financial ventures. I have also experienced financial lows that would equal the worst situation most people will face. Yet, I have always persisted because I knew in my mind and heart that I would succeed. 

I realize that scary things can happen financially, but you must go beyond your fear to achieve financial freedom. If you are worried about money, you probably feel powerless to change your financial circumstances, but that just isn’t true. All you need to do is to change 

your mindset and your heart-set and excitedly begin working on a new solution. 

We are not talking about hard work here. Working hard is flowing against the universe. I know many hardworking people who never seem to have enough money. Hard work will not bring you financial freedom. Only becoming a Deliberate Creator will guarantee your financial freedom. 

Once you decide that you are a Deliberate Creator, you will unleash your power to create your financial freedom.

This will automatically give you the enthusiasm and confidence toward any financial objective you identify, whether it is an additional five hundred dollars per month, a hundred thousand dollars per year, or million-dollar net worth.   But you have to do things differently than you are doing right now.

Your wealth will increase if you use the time-tested principles discussed in this chapter. But don’t take my word for it. Use them yourself and discover how they can work for you

Dr. Robert Anthony

Dr. Robert Anthony

The works of Dr Robert Anthony are some of the best kept secrets on the Law of Attraction. Operating without the massive self-promotion and razzmatazz that so often accompanies other ‘Personal Development’ teachers, Dr Anthony has nevertheless provided a guiding direction to some of the most successful people on the planet.

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